The New Year is a time to start fresh. A time to ditch the old bad habits, pay of those debts, get fit, etc ....
According to Forbes, only 8% of people achieve their resolution. So that puts 92% of the population, that has resolved to change, in the "couldn't make it" category.
I have the same resolution each year. Not to have a resolution. That puts me in the 8%.
Something to consider.
